I contacted Cutler & Asc. about 2 years ago. I was unsure what my opitions and my furture looked like at that point. During the course of two years, Cutler and Asc. answered all of the of my questions and concerns that arose. The professionalism that was shown not only characterized the quality of David and his Associates, but also left me...
Declaring bankruptcy can be a stressful and emotional process, which is why most debtors choose to have an attorney by their side. Yet some attorney-client relationships can go sour before the paperwork is even filed. The following are some situations when one may want to consider switching to another bankruptcy lawyer.
When Your Calls Aren’t Answered
Attorney-client communication is essential for successful bankruptcy filings. If your lawyer is not returning your calls, start calling around to other legal practices. No client has to settle for an unresponsive and unhelpful legal advocate before, during, and after declaring bankruptcy. In the event that your attorney is ignoring your case, you may also have grounds to file a complaint with the state bar association.
When You Require Different Expertise
Not all bankruptcy lawyers are experts in the same things. Some attorneys can practice primarily with Chapter 13, and may not know much about the logistics of Chapter 7 (or vice versa). Do not hesitate to change lawyers when it becomes clear that your initial attorney is unsure of what he or she is doing.
When You Move
This tip may seem straightforward, but some bankruptcy attorneys may still want to represent you after a move. While the bankruptcy code is the same for all 50 states, the Chapter 7 means that the regulations may be different in your new home. In the event that you move to another county or state, consider switching to a local attorney to ensure that you take advantage of all regional tax breaks.
Individuals in the Chicago, Aurora, or Schaumburg areas looking to hire a new bankruptcy lawyer should consider the law firm of Cutler & Associates. Our staff has been helping Illinois residents through bankruptcy proceedings for more than two decades. We are skilled in both Chapter 13 and Chapter 7 filings, and will always return calls in a timely manner. Call (847) 849-1834 to see how our seasoned lawyers can help solve your financial challenges with bankruptcy.
Bankruptcy rules and regulations can be incredibly complex. However, understanding the basics of this process will help make you a better consumer and a smarter customer. The law differentiates between two types of assets when it comes to a bankruptcy discharge: exempt and non-exempt property.
Exempt property consists of items that cannot be touched by the bankruptcy court or liquidated by your creditors. Examples include your main car, clothing, household furniture, retirement savings, and Social Security. Non-exempt assets are those that the debtor may have to sell during bankruptcy. These can consist of vacation homes, investment accounts, second cars, and other items with high cash values.
Making sense of the bankruptcy code requires years of expertise. For this reason, it is essential to have a skilled lawyer by your side during the entire discharge process. At Cutler & Associates, we have been helping Chicago and Schaumburg families for more than two decades. Call (847) 849-1834 today to schedule a free, no-obligation appointment to learn if your household would benefit from filing for bankruptcy.
My wife and i had to file bankruptcy and go thru a foreclosure. Stuart Swanson handled our bankruptcy, and Joann Dinneen is handling our foreclosure. He knows the bankruptcy laws and answered all questions and worries that we had even before we filed. Stuart explained everything in a matter that a person who is not a lawyer can understand and...
Millions of Americans have filed for bankruptcy since the start of the recession. In many situations, the positives of this process greatly outweigh any of the negatives. If you are considering filing for bankruptcy, here are some essential things to do before taking the big leap.
First, call your creditors to get the facts on the status of your outstanding loans. Next, look at your finances and determine whether you are spending more than you earn. Finally, you should consult with a lawyer. Skilled attorneys may be able to advise you on which chapter of bankruptcy to declare and how to best declare your assets for maximum discharge. Any time spent preparing for the filing up-front can mean thousands of dollars in your pocket after the case is over.
Residents of the Schaumburg, Chicago, Elgin, and Aurora areas in need of an experienced bankruptcy attorney should look no further than Cutler & Associates. We have seven locations all over Illinois that offer timely, customized financial advice to our clients. If you are struggling with overdue credit cards and bills, call (847) 849-1834 to schedule a free case evaluation with one of our lawyers.