- on AVVO
When most people begin college, they do not have a credit history, job, or substantial savings fund. Nonetheless, credit card companies flock college campuses, offering these young adults the chance to sign up for their first credit cards. In fact, studies show that 86% of college students have at least one credit card in their name.
College students who sign up for a credit card while in school are more likely to continue using this initial credit card for the rest of their lives. This ABC News report shares some important spending tips for college students with credit cards. Specifically, it outlines what charges should and should not be left to this small piece of valuable plastic.
By calling Cutler & Associates, Ltd., we can stop collection calls, UCC 1 filings, and wage garnishments. Learn more by giving our Aurora bankruptcy attorneys a call at (847) 868-2265.
In order to ensure that each minute you spend meeting with your bankruptcy attorney is productive, you need to come prepared with all requested documentation. Your attorney may request that you bring a range of financial documents from your pay stubs and power bills to tax returns and prior credit card statements. Taking the time to organize these documents prior to your meeting will make it much easier for your attorney to piece together your finances and bankruptcy petition options.
The documents needed by your attorney depend on your local jurisdiction and the preferences of the local judges in your bankruptcy court. However, your attorney will most likely ask that you bring your tax returns from the past three years, pay stubs from the last six months, and a detailed list of your monthly expenses. From this information, your bankruptcy attorney can determine whether or not you qualify for a Chapter 7 or a Chapter 13 bankruptcy petition.
At Cutler & Associates, Ltd., our bankruptcy lawyers offer free initial bankruptcy evaluations. Call (847) 868-2265 to schedule an appointment at our Aurora or Schaumburg office.
I worked with Stuart Swanson, an attorney with the firm and Stuart was excellent. I could contact him on his cell phone whenever I had a question! The Legal Assistants were always very responsive and helpful when I had questions also! I plan to use this firm for any legal purposes I may have in the future, and refer them to friends and...More
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